Beginner-friendly articles on managing money, budgeting, expenses, income, and financial planning.
Managing money is one of the biggest challenges for most Indians today. Salary comes in, expenses go out, and by the end of the month, savings are either very small or zero. Many people earn decently but still feel financially stressed. This is where the 50-30-20 rule becomes useful. It’s a simple money management rule … Read more
When it comes to saving or investing money, most people first think about banks. Fixed Deposit (FD) and Recurring Deposit (RD) are two of the most common options offered by banks, especially for beginners and risk-averse investors. But many people are confused: Let’s clear all the confusion in a simple, practical way—using a real-life example … Read more
Managing money isn’t always about earning more. In most cases, it’s about making smarter spending decisions with the income you already have. Many people struggle financially not because their salary is low, but because their expenses are not clearly divided between needs and wants. Understanding this difference can completely change how you handle money, reduce … Read more
Managing money on a low salary is not easy. When income is limited, every expense feels heavier, and even small financial mistakes can cause stress. Many people believe that money management is only possible when you earn a high income—but that’s not true. Good money habits matter more than how much you earn. This guide … Read more
Managing money can feel stressful, especially when expenses keep coming and income feels limited. Many people believe budgeting is complicated or only for finance experts. In reality, a monthly budget is simply a plan for your money — nothing more, nothing less. You don’t need fancy apps, advanced math skills, or a high income to … Read more
Managing money is an important life skill, yet many people never learn it properly. This is where personal finance comes in. Personal finance helps you understand how to earn, save, spend, and plan your money wisely so you can live a more secure and stress-free life. What Is Personal Finance? The term Personal finance refers … Read more
